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Meet The Team

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William Jaramillo

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William Jaramillo joined the military, Army to be specific right after high school. proud to have served in different places around the world. from Fort Ord California to Vincenza, Italy.


William left the military after completing 3 separate re-enlistments to focus on his family and what has become his passion, traveling and helping people attain a piece of the American Dream. William has been a loan officer since 2001 and founded KeySmart Mortgage in 2019. 


Jaime Jaramillo

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Jaime Jaramillo is Vice President and Senior Loan Officer at KeySmart. He co-founded KeySmart Mortgage with William Jaramillo (no relation) in 2019.

Jaime works hard to make sure that every resource is exhausted to get our clients approved for financing and into their dream home.


Crystal Chavez

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Crystal Chavez has been in the Mortgage Industry since 2000, and juggles multiple careers as a Loan Officer, a Realtor and a Tax Professional.

In her free time she loves to vacation with her family and friends, making memories and introducing her children to different cultures around the world. Crystal also loves to party/event plan, seeing everything come together at the end is something that she takes pride in.

Personal Motto: "I believe in making the impossible possible because there is no fun in giving up!"


George Sierra

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George Sierra has been in the mortgage business since 1998. He knows how this ever-changing industry can play a significant role in his client’s future. Therefore, it is his primary duty to be very informative and responsive to all his clients needs while also educating them in the process. He firmly believes that every client’s financial situation is different and takes the time to go over every possible product that offers the best option for them.


George is devoted to exceeding his client’s expectations by attending every closing and always being available to answer any questions as they arise. He will go the extra mile to earn you as a client for life!


Migdalia Perez

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Gloria Terrazas

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With over 20 years of lending work experience, Gloria Terrazas has gained a vast range of work experiences in the lending industry: customer service, account management, loan modifications and mortgage loan processing.

Her years of experience in the lending industry include conventional loans run thru the Freddie Mack and Fannie Mae AUS systems, retail and wholesale processing, including credit assessment and credit review. Gloria copes well under pressure in a fast paced environment and can communicate effectively, putting her clients at ease every step of the process.

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